Jumpstart Your Fitness Goals with a Gym Membership for Only $25 a Month

*Written in February 2020, portions of the article may be dated. Much of the membership information is still accurate, though.

A new addition since 2020 is an organization-free membership option named Active&Fit Now that prices at $29 per month that you can read about at this link.

And, you can read our updated $25 per month membership post at this link. Update January 2023 – Active&Fit has contacted current members regarding a monthly fee increase to $28 (plus tax) beginning with March payments for the membership month of April 2023. they do commit to no additional increases until April 1, 2025, at the earliest.

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As 2020 dawned, many of us wanted to jumpstart our fitness goals, but few knew, including me, that it would be possible with a gym membership for only $25 a month.

And that’s for a membership that has no long-term commitments and allows members to utilize as many partner gyms as they like each and every month.

For those familiar with gym memberships, it sounds too good to be true.

But it’s not.

Here’s how you, too, can grab a gym membership for only $25 (plus tax) a month.

A Gym Membership for $25 a Month

The first thing to know is that accessing this gym-membership-for-$25-a-month deal is not an option for everyone.

Your employer, association or health insurance provider must offer access to the fitness program Active&Fit Direct.

Luckily, it appears many major health insurance providers include Active&Fit Direct under their “Special Offers and Discounts.” Anthem, my provider, lists Active&Fit Direct under this exact section of its website.

You can check your insurance provider by logging in to its website and searching for a similarly named section.

In addition to Anthem, reports indicate that Aetna also offers this benefit to its insurance members.

And USAA provides access to Active&Fit Direct as well.

Those familiar with USAA know that its insurance products are top-notch, and also only available to current and former members of the U.S. military and their dependents.

USAA does, however, offer banking services to anyone who wishes to open an account. And reports seem to indicate banking customers of USAA also qualify for access to Active&Fit Direct.

If you’re interested in utilizing USAA’s banking products to become eligible for Active&Fit Direct and its $25 a month gym membership, you can find links in our Discussion Board post on this topic.

How Active&Fit Direct and its $25 a Month Gym Membership Works

Now that you’ve found you’re eligible – and anyone should be eligible with a USAA checking or savings account – here’s how Active&Fit Direct and its $25 a month gym membership works.

The first step is to check for partner fitness centers near you. You can use the link below to access Active&Fit Direct’s fitness center search.

Active&Fit Direct’s Fitness Center Search Link

If you find member fitness facilities that will work for you, your next step is linking from your employer, association or health plan’s website to access Active&Fit Direct’s enrollment process.

During the enrollment process, you’ll pay your first month’s $25 fee, next month’s $25 fee and a $25 enrollment fee.

*You may be able to have the enrollment fee waived with the Promo Code: NEWYEAR2022. This discount code should work through March 31, 2022.

Once enrolled, print your Active&Fit Direct fitness card and take it to the member fitness center of your choice. The gym will verify your enrollment and ask you to complete their standard membership agreement. You’ll receive the fitness center’s standard membership card or key tag which will allow you access whenever you like.

Active&Fit Direct Member Gyms

If there are multiple member fitness centers near you, you can change your gym at any time at no additional cost.

In fact, there are reports that you can set up your membership with each gym and then use them all whenever you like (even multiple gyms on the same day). No need to actually change your gym with Active&Fit Direct once you’ve initially enrolled with the individual gyms.

Active&Fit Direct partners with a number of name-brand fitness centers. All of which can be utilized via one Active&Fit Direct membership.

Some fitness centers may restrict Active&Fit Direct members to certain times during the day…although reports of that are rare. Just check with your preferred member facility to be sure.

Planet Fitness is a member facility available to many Active&Fit Direct enrollees. Considering Planet Fitness’s low monthly fee, some may wonder why it’s worth considering Active&Fit Direct’s $25 plan over the typical $10 Planet Fitness fee.

Turns out, an Active&Fit Direct membership provides a Planet Fitness Black membership. A PF Black membership runs about $23 per month and includes extras the basic membership does not. Its larger benefit, though, is you do not have to pay the $30 annual fee Planet Fitness charges when going through Active&Fit Direct.

And, you can use other fitness centers in addition to Planet Fitness if you like for that $25 per month fee.

Active&Fit Direct Membership

There is no long-term commitment for an Active&Fit Direct membership.

There is, however, a 3-month minimum enrollment period. After the 3-months are over, participation is month-to-month.

You can cancel your membership at any time after the first 3 months.

If you change your mind about canceling, you can re-enroll, but you’ll have to pay the $25 enrollment fee again.

The $25 monthly fee is charged on the same date each month as your enrollment date starting the month after you enroll. Each recurring monthly fee is a prepayment for the next month.

Your Active&Fit Direct membership covers a standard membership at any of its 10,000+ participating fitness centers nationwide. There are no additional fitness center-specific fees. However, if you upgrade your standard membership, then additional upgrade fees would be paid, by you, to the fitness center directly.

An Active&Fit Direct membership also provides access to 150+ videos, articles and online classes at no extra cost. These can be found on the Active&Fit Direct’s website’s Resource Library tab.

If you have additional questions regarding Active&Fit Direct and/or its program, you can view its FAQs page at this link.

Wrap Up

Who knew such an inexpensive and flexible fitness center program was available?

As long as your employer, association or health insurance provider offers access to Active&Fit Direct, you can obtain a gym membership for only $25 (plus tax) a month.

And depending on the number of member gyms near you, you can utilize multiple fitness centers for that low-$25 per month price point.

If you join soon, you may be able to get the enrollment fee waived with the Promo Code: newyou2020 (all lower case).

There is a 3-month commitment, but after that, you can cancel at any time without penalty.

Whether you’re new to working out, or a fitness buff who’s been going to gyms for years now, an Active&Fit Direct membership can likely provide significant value to your workout buck.

A $25 per month fee and all that comes with it is hard to beat when it comes to gym memberships.

If you have experience with Active&Fit Direct and its fitness center program, let us know what you think of it in the comment section below.

And if you like this deal, please pass this article along to others via the social media links below.