Will My Accident Claim be Denied if I Ignore My Mechanic’s Advice to Get New Tires?

The Importance of Proper Car Maintenance: How Neglecting Your Vehicle Can Lead to Insurance Claim Denials

Driving a car with faulty equipment, such as bald tires or broken headlights, can significantly increase the risk of causing a traffic accident. Insurance companies have the ability to determine the condition of your vehicle before an accident through various resources. If you fail to properly maintain your automobile and are involved in a wreck, your insurer may deny your claim, citing negligence.

According to experts, car maintenance is a crucial responsibility of the car owner. Failing to keep up with regular maintenance can result in insurance claim denials if you are involved in a traffic accident. Insurance policies often include clauses that require policyholders to maintain their vehicles in safe working order.

Faulty tires are a common maintenance-related issue that can lead to accidents. Worn-out brake pads, low oil levels, broken headlights, and malfunctioning turn signals are other examples of maintenance issues that can increase the risk of collisions on the road.

To avoid an insurance claim denial due to poor upkeep, experts recommend following maintenance tips such as checking tire pressure regularly, replacing worn-out tires, checking and refilling fluids, changing engine oil, and replacing worn wiper blades, among others.

Insurance companies can use various resources to determine the condition of your car before you file a claim. These resources include auto inspections, Carfax reports, CLUE reports, maintenance reports from service centers, mechanical breakdown insurance history, and even photos and videos of your vehicle.

Experts advise that keeping track of your car’s maintenance history, including inspections, repairs, and routine services, can help safeguard against a claim denial and ensure a quick settlement. By addressing your vehicle’s maintenance needs promptly and documenting all maintenance work, you can avoid the costly mistake of having your insurance claim denied due to neglecting your vehicle.

In conclusion, it is essential for car owners to maintain their vehicles in roadworthy condition to avoid accidents and potential insurance claim denials. Proper maintenance can go a long way in ensuring the safety of both yourself and other motorists on the road.