The Chase Freedom 2020 Q3 Bonus Categories are Amazon and Whole Foods
The 2020 third quarter bonus categories for the Chase Freedom credit card are out and points/cash back earning for spend on those categories can be activated beginning today, June 15, 2020.
Bonus Categories
Freedom’s third quarter bonus categories include:
- Amazon
- Whole Foods
All purchases made at these retailers earn 5% cash back – or my favorite, 5 Ultimate Rewards points per dollar spent – on up to $1,500 in combined purchases.
Bonus earnings in the bonus categories will begin July 1, 2020, and run through September 30, 2020.
You can activate the first quarter categories here.
How to Play This Quarter
Amazon
Obviously, if you regularly buy a lot of items from Amazon, you’ll save 5% on those purchases by using your Chase Freedom card as your payment method.
For select retailers, you can purchase gift cards from Amazon, effectively saving you 5% on whichever retailer’s gift card you buy.
Then use that gift card to make the purchase(s) you were going to make anyway.
An example – that I’ve used in the past – is to purchase Netflix egift cards and load those egift cards to my Netflix account to cover upcoming months of Netflix payments. Doing so with your Freedom card would effectively be saving you 5% on your Netflix subscription costs.
You can view all the third-party gift cards Amazon sells to see if you can use this strategy to save on other purchases you’ll be making in the next quarter.
Amazon Third-Party Gift Cards Link
Whole Foods
This category is pretty straight-forward. If you shop at Whole Foods, you’ll be able to save 5% on your bill when you use your Freedom card to pay July through September.
Anytime you can save on your Whole Foods bill, that’s a good thing.
And, some Whole Foods stores sell third-party gift cards, too, so you can add a gift card or two to your shopping cart to save on those shopping purchases as well.
The Chase Freedom Credit Card
The Chase Freedom credit card is a great way to earn Ultimate Rewards points which can, ultimately, be used to travel for free.
Or, if cash back is your thing, it really couldn’t get any easier to earn 5% cash back. Just use your Freedom card in the quarterly bonus categories and bam! some easy cash back.
If you don’t have a Freedom card, read our review for all the card’s details and ways to maximize the card for your benefit.
Currently, the Chase Freedom card has its highest sign-up bonus – $200 (or 20,000 Ultimate Rewards points) – when you spend $500 in the first three months.
If you don’t have the Freedom card, now just might be the time to apply.
