The Best American Express Cards for Accessing Amex Offers
Amex Offers are one of the hidden gems associated with American Express credit cards.
Cardholders, no matter the flavor of card they carry – Delta Airlines, Hilton Hotels, SPG/Marriott Hotels, or the many cash back or Membership Rewards earning cards – have access to the wide variety of money-saving Amex Offers.
Which is the absolute best Amex card to hold when Amex Offers are the focus?
That is a question far too difficult to answer without a detailed, individual grilling on travel preferences, spending patterns, and financial goals.
Which is why, for this post, we’re going to focus on American Express cards that carry no annual fee, thus allowing you to earn cash back or the ever-valuable Membership Rewards points without additional cost, all the while opening the door to the great world of Amex Offers.
Amex Offers
Amex Offers, for those unaware, reward American Express cardholders with money-saving or points-earning rewards at places you like to shop, dine, travel and more.
All you need to do is scan the list of Amex Offers associated with your American Express card or cards, add the Offers you find valuable to your card, and then use that Amex card to make the purchase.
And just like that, you’ll receive an Offer specific, money-saving statement credit or points bonus for very little effort.
And for those more adept at navigating the Amex Offers world, Offers can be combined with other money-saving tricks to really boost their value. Occasionally, we’ll pass along those tips and tricks in our Amex Offers posts.
This is a very brief overview of what Amex Offers really are. For a more detailed rundown, read our piece “American Express Offers – A Great Way to Save.”
No Annual Fee American Express Credit Cards
Just because a credit card has no annual fee does not mean it isn’t valuable.
True, for those fully entrenched in the Miles and Points hobby, the first look is always toward the annual fee credit cards with their associated sizable sign-up bonuses.
But that’s not the focus of this post.
Rather, we’re looking at the best American Express cards that will give access to Amex Offers without any other accompanying burden.
And therein lies the biggest value of a no annual fee American Express credit card. Amex Offers without the need to pay to access them.
So, without further adieu, here are the best American Express cards for accessing Amex Offers.
The Cash Magnet Card earns an unlimited 1.5% cash back on all purchases. The cash back is in the form of Reward Dollars that can be redeemed as a statement credit.
Currently, the Cash Magnet Card has a sign-up bonus of $200 cash back after you spend $2,000 or more within the first 3 months of card membership. You will receive the cash back bonus as a statement credit.
You can read more about the Cash Magnet Card and its associated benefits at the link above.
The Blue Cash Everyday Card also earns cash back, but in varying amounts depending on spend categories.
You’ll earn:
- 3% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
- 2% cash back at U.S. gas stations and select U.S. department stores
- 1% cash back on all other purchases
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Currently, the Blue Cash Everyday Card has a sign-up bonus of $100 cash back after you spend $2,000 or more within the first 3 months of card membership. Cash back bonus will be redeemable as a statement credit once minimum spend requirements are met. Plus, you can earn 20% back on purchases at Amazon.com for the first 6 months up to $150 cash back.
You can read more about the Blue Cash Everyday Card and its associated benefits at its link above.
The Amex EveryDay Credit Card earns American Express Membership Rewards points for purchases made with the card. Specifically, you’ll earn 2 Membership Rewards points per dollar spent at U.S. supermarkets on up to $6,000 per year in purchases, and 1 Membership Rewards point per dollar spent on all other purchases.
In an effort to make the Amex EveryDay Credit Card your go-to credit card, you’ll also earn 20% extra Membership Rewards points when the card is used to make 20 or more purchases in a billing period.
Membership Rewards points can be used in variety of ways. You can read about all the ways Membership Rewards points can be used here.
Currently, the Amex EveryDay Credit Card has a sign-up bonus of 10,000 Membership Rewards points after you spend $1,000 in purchases in the first 3 months of card membership.
You can read more about the Amex EveryDay Credit Card and its associated benefits at its link above.
Wrap Up
There you go, three no annual fee American Express credit cards that will give you access to the often valuable Amex Offers.
If I had to choose, I would probably go with one of the Membership Rewards earning card over the cash back cards to gain access to all the Amex Offers – money-saving as well as extra Membership Rewards points earning – that are available.
And then watch for our Amex Offers posts to get the latest Offers updates and the occasional tips to maximize their use.
Amex credit card links in this post are referral links, providing a points bonus for approved card applications made via these links. Credit card sign-up bonuses may, or may not, be better using these links to apply. You don’t have to use our links, but we appreciate when you do.
