Rakuten is offering 10% cash back at a number of retailers Friday, November 18, 2022, only.

We might see higher cash back rates next week/early the following week as the Black Friday/Holiday shopping season really gears up. Maybe even 15% back? That’s the high water mark for cash back rates, and it’s usually seen around this time of year.

That said, 10% cash back is not too bad, and if you have shopping to do now, it’s worth taking advantage of.

10% Cash Back

I like to take advantage of the 10% cash back rates when buying food/treats for my dog at PetSmart.

My pooch’s food is getting low, but I might wait to see what cash back rates are offered around Black Friday before making the purchase.

I might, however, jump on another retailer or two if they’re offering 10% back tomorrow. Every once in a while, Instacart will offer 10% back and I’ll use that to save on groceries.

How about you? Jump on 10% or hold out hoping for a better rate in the next week or so?

New Rakuten Users Earn Bonus Cash Back

Don’t yet have a Rakuten account? You can easily and quickly sign up at the link below

New Rakuten users will earn a bonus amount – not sure what exactly since the $40 amount ends today, November 17th – after meeting the associated spend requirements.

The link below is our referral link, providing Savings Beagle a referral bonus. You don’t have to use our link to sign-up, but we very much appreciate when you do.

Rakuten Sign-Up Link

Wrap Up

There’s a possibility we’ll see increased cash back earning rates each week for the next few weeks as holiday shopping begins in earnest.

Whether you want to wait for a possible better rate is a determination you have to make. No guarantees, of course. But, historically, it does seem 15% appears around this time of year. Maybe Black Friday/Cyber Monday time period? We’ll just have to see.

No matter, get your shopping list put together, look for available Amex Offers or Chase Offers which could save you even more and get ready to buy when the rate is right for you.

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