Last Chance to Save 5% on Your Grocery Purchases for the Next Year
This is your last chance to save 5% on your grocery purchases – up to $12,000 worth – through September of 2022.
Chase is offering new applicants for its Chase Freedom Unlimited and Freedom Flex credit cards a fantastic sign-up perk of 5% back on grocery purchases for one year from card approval.
But this generous 5% back sign-up bonus ends September 30, 2021.
With prices on most grocery and household supplies going up due to higher inflation rates, this is a great way to offset some of those increases.
And, not only will you earn 5% back on your grocery purchases, but you’ll also earn $200 back after you spend $500 within the first 3 months from card approval.
Here’s a quick overview of each card and the category spend bonuses that can help you save even more.
FREEDOM UNLIMITED
The Freedom Unlimited card earns 1.5% cash back on all purchases.
There are three categories that will earn more than the 1.5% amount. They are:
- 5% cash back on travel purchased through the Chase Ultimate Rewards Travel Portal
- 3% cash back on dining
- 3% cash back at drugstores
FREEDOM FLEX
The Freedom Flex is Chase’s most recent addition to its credit card lineup.
The Freedom Flex replaced the old Freedom card which is no longer available for new sign-ups.
The Freedom Flex card is a mixture of the old Freedom card’s rotating 5% cash back categories and the new, fixed, earning categories that are part of the Freedom Unlimited.
So, the Freedom Flex offers 5% cash back on rotating categories that will change quarterly in addition to its fixed earning structure below.
- 5% cash back on travel purchased through the Chase Ultimate Rewards Travel Portal
- 3% cash back on dining
- 3% cash back at drugstores
- 1% cash back on all other purchases
The firepower of 5% bonus categories coupled with decent, fixed, bonus category earnings is a major plus for those wanting to maximize their cash back earning.
The upcoming 5% bonus categories (October 2021 – December 2021) are Walmart and PayPal.
The Freedom Flex is a powerful ongoing earning card, especially considering the 5% cash back on groceries applicants can currently enjoy the first year.
ULTIMATE REWARDS POINTS
While all of the Freedom credit cards are advertised as cash back earning cards, it’s important to know that these cards also earn Ultimate Rewards points.
The terms “cash back” and “Ultimate Rewards points” are interchangeable for the Freedom lineup.
You’ll just need a premium Ultimate Rewards earning card in your arsenal to take full advantage of the Ultimate Rewards points earned via Freedom cards. Premium Ultimate Rewards cards include:
- Chase Sapphire Preferred
- Chase Sapphire Reserve
- Chase Ink Business Preferred
If you’d like more information on Ultimate Rewards and how they can be used, read our post “Why I Love Ultimate Rewards Points and You Should Too.”
WRAP UP
Chase made some really nice changes to its Freedom card lineup last year.
The Chase Freedom Unlimited received new bonus categories – dining and drugstores – which earn 3% cash back and 5% cash back on travel purchased via the Chase Ultimate Rewards Travel Portal, in addition to its regular 1.5% cash back earned on all other purchases.
The Freedom Flex keeps the 5% rotating categories earning structure of the Freedom card as well as the new 3% for dining and drugstores and 5% on travel via the Chase Travel Portal.
When you add in the 5% cash back at grocery stores up to $12,000 in spend the first year each card is offering to new applicants, it’s hard to pass up adding one of these cards to your credit card arsenal.
Chase Freedom Unlimited and Freedom Flex $200 and 5% Grocery Cash Back Application Promo
Chase credit card links in this post are referral links, providing us a points bonus for each approved application. Thank you if you use our links to apply.
