Quote from Savings Beagle on December 16, 2020, 10:25 am

Google Pay, the e-wallet payment system from Google, is offering a $21 savings on a $50 or more purchase at Target.

The $21 savings will be deposited into your Google Pay account which can be transferred to a linked bank account once the money's available - may be up to 30 days.

This deal does require some steps be taken to take advantage.  It's probably not for everyone.  But, if you're familiar with Google Pay, or don't mind putting in a little time and effort to save some money, it's definitely worth a look.

To see this deal, you'll need to download the latest version of the Google Pay app.

Google Pay Android App

Google Pay iOS App

You must be opted in to Google Pay Rewards, and have at least one eligible payment card enrolled in the program.

Then look for the Target Rewards Deal ($21 cashback with $50 minimum spend)

Activate the Target deal.

The key to getting this deal is enrolling a new payment card in Google Pay and using that card to make your Target purchase...after you've activated the Target offer, of course.

Target RedCards are excluded from this promo.  So no 5% back stacking, unfortunately.

You can use the deal in-store using the Google Pay app to pay at the register (with the newly added payment card as the payment card).

Or, you can purchase online at target.com, also using the newly added payment card as the payment method.

Online is probably easiest for most.

• Once your new card is enrolled and the Target offer is activated, look for a button in Google Pay that says "use online."
• Click it and it should automatically open target.com in your browser.
• Add $50+ of purchases and checkout using the newly enrolled payment card to pay.
• You should receive a notification in a few minutes confirming the purchase and savings.

This deal ends December 31, 2020.

If you don't have a $50+ purchase to make at Target right now, you may consider purchasing $50+ of gift cards to use later.  Reports indicate Target gift cards trigger the savings.  Likely third-party gift cards such as Netflix, Starbucks, DoorDash, Chipotle, etc., will trigger the $21 savings as well.

This is a really nice savings opportunity.  It's just that it takes a little effort to get that savings.  If you're okay with that, you'll have $21 coming your way on your next $50+ Target purchase.

There's also a $21 referral bonus for Google Pay, but that's even more complicated.  If interested, check your Google Pay account for the referral deal and read the fine print carefully.