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Most Reading This Topic Know About Target's Loyalty Program - If Not, Read This

Target’s loyalty program, Target Circle, is a way for Target shoppers to save a bit on purchases and get access to deals non-Target Circle members won't.

The program is free to join, and if you have a Target.com account, old Cartwheel account or a Target RedCard, you're automatically part of the Target Circle program.

If you don’t fit into any of those categories but want to join, simply create a Target.com account, get approved for a Target RedCard or share your phone number at checkout in any Target store.

THE TARGET CIRCLE PROGRAM

Target Circle members enjoy the following benefits.

  • Earn 1% on every shopping trip to redeem on future Target purchases
  • Personalized savings opportunities as well as a birthday reward
  • Early access to special sales
  • Target purchases earn votes to help direct Target’s philanthropic giving

The old Target Cartwheel savings program was revamped and incorporated into the Target Circle program under the name, Target Circle Offers.

TARGET REDCARD

Target has offered a Target Debit and Credit card for a while now.

Holders of either card enjoy a 5% savings on Target purchases. Which is a nice savings perk if you’re a regular Target shopper.

While Target RedCard holders are part of the Target Circle program, they will earn the 5% instead of the 1% the Target Circle program offers.

The 1% cash back earning does not stack with the 5% savings if you’re a RedCard holder.

IS TARGET’S NEW LOYALTY PROGRAM WORTH IT?

Is Target’s loyalty program, Target Circle, worth it? Absolutely!

Saving is saving, no matter the amount.

And if you are targeted with lucrative, personalized deals, all the better.

The 5% off a shopping trip birthday reward is a nice touch, too.

Of course, holding a RedCard is the best way to save on your Target purchases. If you shop fairly regularly at Target, you should give one of the cards a serious look.

Stack the 5% savings with personalized deals and early access to special sales associated with the Target Circle program and you can really stretch your dollars on your everyday purchases.