Category: Personal Finance

When it comes to saving money, understanding how compound interest works can make a significant difference in your financial growth. Certificates of Deposit (CDs) are a popular investment

The bid-ask spread is a crucial concept for stock market investors, impacting the price at which transactions are made and ultimately affecting portfolio returns. Many people may not

The initial counsel from those of us in the personal finance world concerning gambling is…Don’t. That said, it’s not realistic in today’s environment, with gambling so easily accessible

Are you struggling with credit card debt? You’re not alone. Credit cards can be a great convenience, but if not managed carefully, they can lead to serious financial

Are you in need of a small personal loan but struggling to find lenders who offer loans for $500 or less? While traditional banks and credit unions typically

The allure of municipal bonds (munis) for investors lies in their tax benefits and the potential to diversify a portfolio. However, a recent analysis suggests that holding tax-free

In the world of financial investments, Certificates of Deposit (CDs) are known for their fixed interest rates and term lengths. However, one major drawback is the early withdrawal

The Federal Open Market Committee (FOMC) held its latest meeting on September 17-18, 2024, and decided an interest rate cut was in order. The Fed has been signaling

The year 2025 is set to bring some of the most significant changes to Medicare in a generation. These changes include a $2,000 limit on out-of-pocket Part D

The importance of having a life insurance policy cannot be overstated, especially when considering the financial security of loved ones in the event of your passing. Whether you