American Express Offers – A Great Way to Save

You may be using an American Express card and be completely oblivious to the fantastic savings opportunities just sitting there for the taking.

I know I was, until I learned about American Express Offers.

American Express Offers is a program that saves you money on a wide variety of shopping, dining and travel related purchases. The savings come in the form of statement credits when a specific offer is “loaded” to your Amex card and the purchase is made with that card.

There are a few ways to view available offers and load those offers to your Amex card.

If you have an online American Express account, finding offers specific to you is easy. Simply login to your account, scroll to the bottom of the page, and view the available Amex Offers in the Amex Offers & Benefits tab. When you find an offer in which you’re interested, just select the Add to Card button on the right hand side and the offer is automatically added to your card. Now, when you make a qualifying purchase, the specified credit will automatically be added to your statement.

If you don’t have an online American Express account, you can also connect your Amex card to Facebook or Twitter and select offers from their Amex Offers platforms.

Amex Offers can also be selected via the American Express App for iPhone should you prefer.

Most American Express cards are eligible for Amex Offers, the exceptions being American Express Corporate, Gift and Prepaid cards (American Express Serve and Bluebird prepaid cards are eligible).

As with most things in life, there are specific rules that must be followed to qualify for an Offers’ credit.

• The Amex Offer must be added to the card before you make the qualifying purchase.
• Only the American Express card to which you loaded the Offer can be used to make the qualifying purchase. This would only come into play if you have more than one American Express card.
• Specific Offers have terms that state purchase requirements. Be sure to read the terms for each Offer before making the purchase.

Amex Offers are added on a regular basis, so be sure to check back often to see what new deals may be available.

The savings you can realize from these Offers can be substantial, and for those holding no annual fee Amex cards, it’s all gravy.  Even if you hold an Amex card with an annual fee, the likelihood is that over the course of a year, the savings you’ll see by utilizing Amex Offers will more than make up for your annual fee amount.

Of course, the benefits will be different for everyone.  But, you won’t know until you check it out, so don’t let your Offers sit waiting. The time it takes to scan the list and load selected Offers to your card is a small price to pay when significant dollar savings is the result.